Recognized Authorities In Mortgage Banking And Servicing Law

There was a time when legal issues in the mortgage banking and servicing industry were relatively simple and straightforward. Times have definitely changed.

The evolution of information technologies, and the explosion of consumer protection regulation and enforcement activity following the 2008 financial "meltdown," have transformed the legal and regulatory landscape for mortgage bankers, servicers, and investors, as well as mortgage loan originators, and the providers of services to the mortgage banking industry. More than ever, there is an urgent need for first-rate legal talent, proactive case management, and cost-effective representation.

The attorneys of Pfeifer & de la Mora, LLP are ready to meet that need. We stress creative analysis and practical, cost-benefit solutions. This is reflected in our professional accomplishments and client retention. At Pfeifer & de la Mora, LLP, we take a fresh look at problems and go for results!

Protecting the Rights of the Mortgage Banking Industry

Our firm's services touch on all aspects of mortgage banking, servicing, and consumer finance litigation and compliance, including:

  • Mortgage servicing and foreclosure litigation
  • Defense of regulatory compliance and enforcement actions by the Consumer Financial Protection Bureau (CFPB), state regulatory agencies, and private litigants involving alleged violation of consumer protection laws and regulations including but not limited to the following: Real Estate Settlement Procedures Act and Regulation X (RESPA), Truth In Lending Act and Regulation Z (TILA), including Loan Officer Compensation Rules (LO Comp), Fair Credit Reporting Act and Regulation V (FCRA), Fair Lending/Non-Discrimination Laws including Fair Housing Act (FHA), Equal Credit Opportunity Act (ECOA), and Community Reinvestment Act (CRA) and accompanying regulations, Privacy and Security of Personal Information laws and regulations, including Right to Financial Privacy Act (RFPA), Gramm-Leach-Bliley Act (GLBA) and Fair and Accurate Credit Transactions Act (FACTA), Electronic Signatures in Global and National Commerce Act (ESIGN) and Uniform Electronic Transactions Act (UETA), Fair Debt Collection Practices Act (FDCPA) (and state counterparts), Telemarketing and Telephone Consumer Protection Act (TCPA), Secure and Fair Enforcement for Mortgage Licensing Act (SAFE) (and state licensing laws and regulations), Dodd-Frank Act, including its prohibitions on Unfair, Deceptive, and Abusive Acts and Practices (UDAAP) (and state counterparts) and Consumer Bankruptcy Laws.
  • Title insurance and escrow litigation
  • Bankruptcy representation of both secured and unsecured creditors (including dischargeability, voidable preference, and fraudulent transfer litigation and other adversary proceedings)
  • Officers' and directors' liability litigation
  • Professional errors and omissions litigation

Our resources include proprietary computerized databases and form files as well as sophisticated litigation management and trial presentation software technologies. Those resources enable us to avoid many of the expenses associated with training inexperienced attorneys or "reinventing the wheel."

Contact the Firm

Schedule a consultation by calling us at 714-786-8157. You can also contact us online.